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JIM App
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Tap to Pay on iPhone: turn your phone into a payment terminal

1.99% per transaction

Accept contactless payments anywhere and get paid instantly1 with JIM. No extra hardware, no surprises, no hidden costs.

Download JIM on iPhone

Accept major card brands and digital wallets for payments

Discover Flag LogoAmex Flag LogoJCB logo, featuring stylized white letters 'JCB' on three vertical stripes colored blue, red, and green."Diners Club International logo, featuring a blue circular emblem containing a stylized 'D' beside the words 'Diners Club INTERNATIONAL' in dark text, enclosed within a rectangular border with rounded corners.Visa logo, displaying bold blue capital letters spelling 'VISA' on a transparent background.Mastercard logo, consisting of two overlapping circles, one red and one yellow-orange, on a transparent background.Apple Pay LogoGoogle Pay LogoSamsung Pay Logo
Discover Flag LogoAmex Flag LogoJCB logo, featuring stylized white letters 'JCB' on three vertical stripes colored blue, red, and green."Diners Club International logo, featuring a blue circular emblem containing a stylized 'D' beside the words 'Diners Club INTERNATIONAL' in dark text, enclosed within a rectangular border with rounded corners.Visa logo, displaying bold blue capital letters spelling 'VISA' on a transparent background.Mastercard logo, consisting of two overlapping circles, one red and one yellow-orange, on a transparent background.Apple Pay LogoGoogle Pay LogoSamsung Pay Logo
Discover Flag LogoAmex Flag LogoJCB logo, featuring stylized white letters 'JCB' on three vertical stripes colored blue, red, and green."Diners Club International logo, featuring a blue circular emblem containing a stylized 'D' beside the words 'Diners Club INTERNATIONAL' in dark text, enclosed within a rectangular border with rounded corners.Visa logo, displaying bold blue capital letters spelling 'VISA' on a transparent background.Mastercard logo, consisting of two overlapping circles, one red and one yellow-orange, on a transparent background.Apple Pay LogoGoogle Pay LogoSamsung Pay Logo
A hand holding a smartphone running the JIM app, displaying a virtual Visa card with a balance of $840,000.40 under the name 'Johnny Mustard.' Below, a numeric keypad is shown for entering transaction amounts, with options to 'Sell' or perform additional actions using a purple button.

Get more sales with Tap to Pay on iPhone

With JIM, you can accept in-person mobile payments directly on your iPhone with no card reader needed. Accept all payment methods:

Credit cards and debit cards: Visa, Mastercard, American Express
Digital wallets: Apple Pay, Google Pay, and any mobile wallet with contactless payment functionality
Wearables: Smartwatches and other NFC devices
Download JIM on iPhone

One tap and done:
you just made a sale

Download the JIM app for free, set up your account, and you're ready. Your phone becomes a pocketable POS that can take payments anytime, anywhere.

1
Enter the sale amount

Open the JIM App, type in the amount and add a tip if you want to.

Smartphone screen displaying the JIM app with a virtual Visa card and a numeric keypad for entering transaction amounts, showing a balance of 42.00 USD.
2
Tap to sell

Hit sell and ask your customer to tap their card or device on your phone.

Smartphone screen displaying a contactless payment prompt with a glowing effect, instructing the user to 'Hold Here to Pay' and showing a pending payment of $48.30 to Johnny Mustard.
3
Get your money

Sale complete! Your money will be ready to use within seconds after completing the sale.

Smartphone screen displaying a transaction summary for a 42.00 USD payment, including details such as card type (Mastercard ending in *2345), recipient name (Johnny Mustard), date and time and a 1.99% fee.
1
Enter the sale amount

Open the JIM App, type in the amount and add a tip if you want to.

2
Tap to sell

Hit sell and ask your customer to tap their card or device on your phone.

3
Get your money

Sale complete! Your money will be ready to use within seconds after completing the sale.

Pay one flat 1.99% fee. That's it.

JIM charges a flat 1.99% per sale. Whether you sell a $5 coffee or a $500 service, you always pay the same predictable rate.

No hidden fees, no monthly charges, no surprise costs that eat into your profits. Just one simple rate that makes your finances easy to plan.

Download JIM on iPhone
Jim app - Accept contactless payments everywhere

JIM: easy sale, fast payment, more money in your pocket

Download JIM
Fees
Payout speed
Account setup
Equipment needed
Mobility
Fees
Just a single fee of 1.99% per transaction
Payout speed
Instant payouts1
Account setup
Simple setup with minimal requirements
Equipment needed
Only your phone —
no extra hardware needed
Mobility
Sell anywhere, anytime with your phone

Traditional solutions

Fees
Often around 3% per transaction + a fixed fee of $0.10 to $0.15
Payout speed
Payouts take 1 to 3 business days
Account setup
Complex setup, may require extensive documentation
Equipment needed
Requires a physical card reader or terminal
Mobility
Limited to specific locations or hardware
JIM Fees
1.99% per transaction
Others:
3% + $0.10 per transaction
JIM Payout speed
Instant payouts
Others:
Payouts take 1 to 3 business days
JIM Account setup
Easy setup with minimal requirements
Others:
Complex setup
JIM Equipment
Only your phone — no extra hardware
Others:
Requires a physical card reader
JIM Mobility
Accept payments anywhere, anytime
Traditional
Limited to locations and hardware

Quick payments. No waiting around.

Accept contactless payments everywhere

Sell anywhere, anytime. Take in-person payments at markets, pop-ups, deliveries, or appointments. Your mobile device is your point of sale.

Get paid in seconds with JIM Visa®

No wait for bank transfers. Your money is available to use immediately after each sale on your JIM Visa® Prepaid Card.

Your sales are secure from the first tap

Security comes built in. Card numbers never get stored on your device, and every transaction uses the same secure NFC technology trusted by major card issuers and retailers worldwide.

Download JIM on iPhone

Your personal business assistant

JIM is designed to help you and your business grow with AI. Talk to JIM to receive sales reports, data-driven insights and personalized recommendations.

Download JIM on iPhone
Your personal business assistant

Beyond payments:
JIM's here to help you grow

JIM is your full-time business copilot.

Track your sales, manage your earnings and handle receipts effortlessly.

Jim app payments

Got questions?
JIM's got answers.

Jim beyond payments

Insights to boost your sales and tools to simplify your day.

Download JIM on iPhone

FAQ

What is Tap to Pay, and how does it work?

Tap to Pay is a contactless payment method that uses NFC (near-field communication) technology. Customers can complete a payment by tapping their contactless card, smartphone, or wearable device on your iPhone. JIM is a mobile app that enables Tap to Pay on iPhone, turning your device into a payment terminal without the need for an additional card reader.

What payment methods does JIM's Tap to Pay accept?

JIM accepts all major cards (Visa, Mastercard, American Express) and digital wallets such as Apple Pay or Google Pay. If the card has the contactless symbol or uses NFC technology, JIM accepts it.

Does JIM's Tap to Pay work on Android devices?

JIM currently works only on iPhones.

How quickly do I get paid with Tap to Pay?

With JIM, you get paid in seconds, with your money available on your JIM Visa® Prepaid Card immediately after each sale, without transfers or the 1–2 business day wait of traditional payment terminals.

Is using Tap to Pay secure on JIM?

Yes. JIM uses the same secure NFC technology trusted by card issuers worldwide. Card numbers and PINs are never stored on your device or servers. Every contactless payment is encrypted and meets EMVCo security standards.

What are the fees for Tap to Pay with JIM?

JIM charges a flat 1.99% per sale. No hidden fees, no monthly charges, no minimums. The same rate applies whether customers use physical cards, such as credit or debit cards, or any other contactless payment method, such as Google Wallet.

What's the minimum amount for a Tap to Pay transaction?

The minimum sale amount with JIM is $1.

Which iPhones support Tap to Pay?

Tap to Pay works on any NFC-enabled iPhone running iOS 16 or later. In practice, this includes most recent iPhone models, which all support contactless payments.

How is Tap to Pay different from swiping or inserting a card?

Unlike traditional card readers that require swiping or inserting a card, Tap to Pay uses contactless technology. Customers simply tap their payment card or device on your iPhone. This results in smoother checkout and a more modern payment experience.