Sell anywhere, anytime.
Get paid instantly*.
Earn a $100 reward^**.

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Quickly accept payments right out on your phone

With JIM, you can sell and get paid in seconds. Start accepting contactless debit and credit cards or digital wallets right on your phone. No extra hardware needed.

Sell and earn:
unlock $100 using JIM

Get rewarded for your transactions: accept DISCOVER® payments through JIM for 14 consecutive days and earn a $100 bonus. It's that simple: tap, sell and get rewarded!*

Additional terms apply.

INSTANT PAYMENT

Access your money instantly* after each sale

Instant* payments are our standard. So, whenever you get paid, your money is instantly available in your account. No more waiting 1-2 business days. No hassle. Just instantly.

Smartphone screen displaying the JIM Visa credit card with a balance of $42,000.00 USD for Johnny Mustard. The interface shows a numeric keypad with a balance of 0.00 USD.

spend it

Spend it right away with JIM.com card

As soon as you make a sale, you can use the money immediately with our secured JIM Visa® Prepaid card. It’s free and it can be used anytime, anywhere.

Prepaid debit cards issued by Patriot Bank, Member FDIC

Two smartphones involved in a contactless payment transaction. The first phone displays a JIM Visa credit card with a checkmark, while the second phone shows a contactless payment symbol. The JIM credit card allows immediate use of funds from sales, offering a fee-free, interest-free, and secure transaction experience anytime, anywhere.

AI POWEREd

Supercharge your business with AI.

JIM is designed to help you and your business grow with AI. Talk to JIM to receive sales reports, data-driven insights and personalized recommendations.

Bringing the power of instant payments for everyone.

Join waitlist

JIM app interface showing a sale of 42.00 USD made with a Discover credit card at a bakery store. The transaction is approved, highlighting JIM's ability to provide instant payments for everyone.

Two smartphones engaged in a contactless payment transaction. The first phone displays a contactless payment symbol, while the second phone shows a JIM Visa card with a checkmark. JIM brings the power of instant payments to everyone, facilitating fast and seamless transactions.

JIM: getting paid just got instant, easier and smarter

Features

JIM

Traditional Solutions

Fees

Lower, fixed fee of 1.99% per transaction

Higher fees, often around 3% per transaction

Payout Speed

Immediate payouts

Payouts take 1 to 3 business days

Account Setup

Simple setup with minimal requirements

Complex setup, may require extensive documentation

Equipment Needed

Use only your smartphone —
no extra equipment

Requires a physical card reader or terminal

Mobility

Sell anywhere, anytime with your phone

Limited to specific locations or hardware

Frequently asked questions

What is Tap to Pay on iPhone with JIM?

Tap to Pay is a feature from Apple available at JIM that enables you to accept contactless card payments using your iPhone.
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Entrepreneurs with an iPhone XS or newer, running iOS 16.4 or later, just need to download the JIM app from the App Store and sign up to start accepting payments in 5 minutes.

How can I earn the $100 bonus for accepting DISCOVER® payments on JIM?

To receive the $100 bonus, simply accept DISCOVER® payments through JIM for 14 consecutive days with at least 1 transaction per day.
After completing this period, the $100 bonus will be deposited into your account.

How do I receive the funds from my sales with Tap to Pay on iPhone with JIM?

Instant payments are our standard. So, whenever you get paid, your money is instantly available in your account. No more waiting 1-2 business days.

How do I use my money with JIM?

Just issue your JIM Visa® Prepaid Card and start spending your money right away. That simple: After each sale, your money will be available and you can use it with your JIM Visa® Prepaid Card

How do I use Tap to Pay on iPhone with JIM?

Simply download the JIM app and enable Tap to Pay on your iPhone.

At the time of payment, ask the customer to hold their iPhone or Apple Watch to pay with Apple Pay, their contactless credit or debit card, or another digital wallet near your iPhone. The payment will be securely completed using NFC technology, with the antenna located at the top of your iPhone.

What payment methods does Tap to Pay on iPhone with JIM accept?

Tap to Pay on iPhone with JIM accepts all contactless payment methods, including Apple Pay, contactless credit and debit cards, and other digital wallets, using just an iPhone and the JIM app for iOS.

What are the fees for Tap to Pay on iPhone with JIM?

The fees are 1.99%. They're always the same regardless of the merchant's revenue.

What is the minimum payment amount I can receive with Tap to Pay on iPhone with JIM?

The minimum sale amount for Tap to Pay on iPhone with JIM is $1.

Which iPhone models are compatible with Tap to Pay on iPhone with JIM?

Compatible iPhone models are the iPhone XS or newer, running the latest version of iOS.

Is it safe to sell and pay using Tap to Pay on iPhone with JIM?

Security is a priority for both sellers and buyers. Tap to Pay on iPhone with JIM is fully fraud-resistant. When a payment is processed, Apple does not store card numbers or PINs on the device or Apple servers.

Sell anywhere, anytime.Get paid instantly*.Earn a $100 reward**.